By accessing and/or using the Programme in any way, the User unconditionally agrees to be bound by these Terms and Conditions in their entirety. They therefore form an agreement between the Service and the User.
If the User does not wish to agree to or abide by these general terms and conditions, in whole or in part, the User is requested to withdraw from all use of the Service.
The annual competition runs from 1st January to 31 December of each year, and is intended to reward the Referral Clients who generate the greatest number of new members over that period.
The prizes will be awarded within three months after the end date of each year, after the exact number of new members resulting from all referrals has been checked.
Download the general terms and conditions for guests